Working Poor

historylovr

(1,557 posts)

7. Good post and topic.

Tue Nov 10, 2015, 09:46 PM

Nov 2015

I agree with you about the traditional budgeting methods. I've read about the envelope method, which some people seem to have success with, and the software for that sounds interesting. I have Quicken, which has budgeting tools I'm trying to figure out, and when I see that total spending page I cringe. How did I spend that much already? Before trying this I did my budget on paper and used ball park figures for the flexible things like gas and groceries. I may go back to that.

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People forget how hard basic money management is when you're poor. (Advice thread?) [View all] F4lconF16 Nov 2015 OP

Going to put this in a reply because I don't want to be accused of advertising. F4lconF16 Nov 2015 #1

i'd never accuse you of advertising..unless you did :-) w0nderer Nov 2015 #5

When I was working, I always made sure my car was sound and had good tires. LiberalArkie Nov 2015 #2

Public transportation is a very hard option. F4lconF16 Nov 2015 #3

same here w0nderer Nov 2015 #6

No, but I did save your suggestions :) F4lconF16 Nov 2015 #8

:-) w0nderer Nov 2015 #11

Mmm looking forward to trying this... F4lconF16 Nov 2015 #14

Spreadsheets w0nderer Nov 2015 #4

Good post and topic. historylovr Nov 2015 #7

I liked the ballpark method the best before I built my own spreadsheet. F4lconF16 Nov 2015 #9

I saw that. historylovr Nov 2015 #10

Hi and welcome :-) N/T w0nderer Nov 2015 #12

Hi, and thanks. :) historylovr Nov 2015 #13