AZ auto insurance rates

[QED]

5. Thanks for the suggestions.

I have a tracker from my insurance company that supposedly saves me ~$12/month. Of course, the premium went up about $20 so the tracker discount didn't help much.

I learned about my driving "issues". There was one part of my trips where I was always "speeding". The speed limit dropped over one short stretch and most cars basically ignored it. I dropped my speed in that section and my speeding grade increased.

The other thing was a certain corner on my way to my very part time job where I've always been caught taking too fast. Problem is if I don't the light changes so I think I'll just keep getting dinged there.

As for the phone, I don't use it much and have watched the app but haven't had it detect my phone use.

The tracker has been helpful.

I will call the insurance agent next week.